I have been harassed over and over by a jerk from Homeq named Mohammed. I receive a call on January 15th from him. I was called on my cell phone so I could tape the call. He told me that I had to pay for reporting him to the authorities and told me I would not have my job after this week and Homeq has my house and called a “f—ing piece of s–it deadbeat b—tch,”

I received a bill for $444.00 for cancellation of my force-placed insurance due to “loan payoff.” I had insurance from 1988 with the sane company until 2005 when Homeq took over the servicing of my loan and cancelled the insurance without my knowledge or consent. I did not know Homeq was my servicer until the insurance was cancelled and I was unemployed and lost the income I was living off due to theft and it took 2 months to replace the money.

I am supposed to be getting a refund for the escrow, taxes and unused insurance premiums, not be charged for these things because the loan was paid off.

I provided proof the refinancing and the new company, but Homeq says they still own my mortgage and I have to do as they say. They said my new mortgage is null and void because they never accepted the payoff and they did not approve the new refinance arrangement and I had to have their permission to refinance.

I need help in getting rid of them and the threat of foreclosure stopped.

I am enclosing proof of the refinance and the acceptance of the payoff from Homeq and the .
Final HUD Settlement.

I have sent numerous letters to Homeq regarding the charging of fees as required of RESPA and they refuse to answer or my questions. I was referred to 995Hope and Horizons for assistance. Homeq would not speak to them or work with them. They even refused to speak with Iowa State Representative Dave Loseback’s office. I also have a cease and desist order and Mohammed is violating this as well.